General Exceptions

These apply to all sections of the policy unless stipulated otherwise.

This policy does not cover:

1. War

   Any consequence whatsoever which is the direct or indirect result of any of the following, or anything connected with any of the following, whether or not such consequence has been contributed to by any other cause or event:

   • War, invasion, act of foreign enemy, hostilities or a war-like operation or operations (whether war be declared or not), civil war, mutiny, rebellion, revolution, military rising, insurrection, civil commotion assuming the proportions of or amounting to an uprising, military or usurped power.
2. Other actions

   Any consequence whatsoever which is the direct or indirect result of any of the following, or anything connected with any of the following, whether or not such consequence has been contributed to by any other cause or event:

   • Any action taken in controlling, preventing, suppressing or in any way relating to (1) War or (2) Terrorism above.
3. Radioactivity

   Loss, damage or liability which involves:

   • Ionising radiation or radioactive contamination from nuclear fuel or nuclear waste; or
   • The radioactive, toxic, explosive or other dangerous properties of explosive nuclear equipment.
4. Sonic bangs

   Loss of or damage to property caused by pressure waves from aircraft travelling at or above the speed of sound.

5. Pollution or contamination

   Loss, damage or liability arising from pollution or contamination unless caused by:

   • A sudden and unexpected accident which can be identified; or
   • Oil leaking from a domestic oil installation at home.